“Top 5 Flexicap Mutual Funds to Invest in 2025 for Strong Rolling Returns”

Flexicap mutual funds have become increasingly popular among investors who want diversification across large-cap, mid-cap, and small-cap companies without being restricted to one category. The flexibility to move across market capitalizations gives these funds an edge, especially during changing market cycles. In 2025, many investors are looking for funds that not only deliver strong growth but also maintain consistency. Rolling returns serve as a reliable measure to identify such funds. Let us explore the 5 best flexicap mutual funds to invest in 2025 based on 3-year and 5-year rolling return data.

What Are Rolling Returns in Mutual Funds?

Rolling returns help investors assess a fund’s performance consistency over time. Unlike point-to-point returns that can be distorted by market volatility on specific dates, rolling returns consider performance across multiple periods. For instance, a 3-year rolling return checks how the fund performed in every possible 3-year window over a set duration. This gives a clearer picture of how the fund has performed across bull, bear, and sideways markets, making it a more dependable tool for evaluation.

How We Selected the Best Flexicap Mutual Funds

To shortlist the top flexicap mutual funds for 2025, we used a structured approach:

• Considered direct plans with growth options for better accuracy.
• Analyzed rolling return data from January 2013 to July 2025 (or since inception, if launched later).
• Focused on 3-year and 5-year rolling returns for consistency.
• Examined downside protection and percentage of periods with negative returns.
• Gave importance to funds with higher percentages of times delivering returns above 15%.
• Considered both long-term performance and recent trends to balance perspectives.

Top 5 Flexicap Mutual Funds to Invest in 2025

1) Quant Flexi Cap Fund

• 3-Year Rolling Return: Average 22.41%, Maximum 53.16%, Negative only 3.15% of times
• 5-Year Rolling Return: Average 21.34%, Maximum 41.96%, Zero negative returns

Why it stands out: This fund has delivered some of the best rolling returns in the category, with consistent outperformance. It has shown the highest percentage of returns above 20%. However, recent one-year performance has been impacted by global uncertainties and sectoral rotation. Despite short-term volatility, its long-term record makes it one of the strongest contenders.

2) Parag Parikh Flexi Cap Fund

• 3-Year Rolling Return: Average 19.08%, Minimum positive return 0.74%
• 5-Year Rolling Return: Average 19.22%, Maximum 33.95%, Zero negative returns

Why it stands out: This fund is well-known for its international diversification and downside protection. Even during market turbulence, it has maintained positive returns, making it an attractive choice for conservative yet growth-oriented investors. Its consistent long-term track record continues to inspire investor confidence.

3) JM Flexi Cap Fund

• 3-Year Rolling Return: Average 18.84%, Maximum 34.22%, Negative only 1.64% of times
• 5-Year Rolling Return: Average 17.41%, Minimum 2.70%, Zero negative returns

Why it stands out: Often under the radar, this fund has quietly delivered impressive rolling return consistency. While it has slightly lagged in recent one-year performance compared to peers, its strong 3-year and 5-year track record suggests it can be a steady option for investors who prefer long-term consistency over short-term noise.

4) DSP Flexi Cap Fund

• 3-Year Rolling Return: Average 15.74%, Maximum 29.30%, Negative only 0.45% of times
• 5-Year Rolling Return: Average 16.50%, Minimum 5.44%, Zero negative returns

Why it stands out: Backed by DSP’s strong reputation, this fund has delivered steady performance with minimal downside. It may not be the highest return generator but has offered stable growth across different market cycles, making it suitable for investors who value stability over aggressive growth.

5) Franklin India Flexi Cap Fund

• 3-Year Rolling Return: Average 16.46%, Maximum 36.83%, Negative 4.48% of times
• 5-Year Rolling Return: Average 15.24%, Minimum -1.88%

Why it stands out: This fund has been a consistent long-term player with decent upside potential. While it has recorded occasional negative periods, overall, it has balanced growth with reasonable risk control. It remains a reliable choice for investors seeking time-tested funds.

Annualised Returns Comparison

Fund Name	3-Year Return (%)	5-Year Return (%)	10-Year Return (%)
Quant Flexi Cap Fund	22.3	31.6	19.1
Parag Parikh Flexi Cap Fund	23.4	25.2	18.1
JM Flexi Cap Fund	26.1	27.0	16.7
DSP Flexi Cap Fund	20.8	22.2	14.7
Franklin India Flexi Cap Fund	22.3	26.1	14.6

Recent One-Year Trends – What Investors Should Note

While rolling returns highlight long-term performance, recent trends also matter.

• Quant Flexi Cap Fund has seen a dip in one-year returns, largely due to regulatory concerns and sectoral changes. Investors should stay cautious but not ignore its long-term strength.
• JM Flexi Cap Fund has also shown weaker one-year returns compared to peers, suggesting investors should monitor it closely before making lump sum allocations.

A balanced approach is advisable: focus on rolling return consistency for long-term SIPs while keeping an eye on short-term developments.

Benefits of Investing in Flexicap Mutual Funds

• Diversification: Exposure to large, mid, and small caps spreads risk.
• Dynamic Allocation: Fund managers can shift allocation as per market conditions.
• Growth Potential: Opportunity to outperform large-cap funds in the long run.
• Volatility Control: Mixed exposure helps smoothen extreme fluctuations.

Risks to Consider

• Market Risk: Being equity-focused, they remain vulnerable to stock market volatility.
• Fund Manager Decisions: Allocation choices heavily influence performance.
• Global Exposure: Funds with international holdings carry currency risk.
• Mid and Small Cap Exposure: Can add volatility during bearish cycles.

Conclusion

Flexicap mutual funds are an excellent option for investors who want flexibility, diversification, and long-term growth. Based on rolling return analysis, Quant Flexi Cap, Parag Parikh Flexi Cap, JM Flexi Cap, DSP Flexi Cap, and Franklin India Flexi Cap have proven to be consistent performers. Each has its unique strengths, and investors should choose based on their financial goals, risk appetite, and investment horizon.

Rolling returns provide a realistic picture of performance across market cycles, making them a powerful evaluation tool. For 2025, these top five flexicap mutual funds stand out as reliable choices for investors aiming to build wealth steadily.